Naya Pakistan Housing Loan Eligibility

Low-Cost Housing Finance Scheme under the Prime Minister’s Vision

Eligibility of Naya Pakistan housing Loans

  • All Pakistani nationals holding valid CNIC
  • The customer must not own any residential housing unit / apartment and will be first time home owner
  • Facility will be available for only once to an individual.
  • Facility will be for construction and first purchase of newly constructed affordable housing unit.
IncomeFinancing LimitPricing
Pakistanis
Minimum
Rs. 25,000/- Pm
Tier I
Up to PKR 2,700,000/- for
10/15/20 Yrs.
Fixed @ 5% per annum
for 5 years
Fixed @ 7% per annum for the
next 5 years
Non- Resident Pakistanis
Rs. 50,000/-Pm
Tier II
Up to PKR 3,000,000/-
for 10/15/20 Yrs.
Fixed @ 5% per annum
for 5 years
Fixed @ 7% per annum for the
next 5 years
Tier III
Up to PKR 5,000,000/- for
10/15/20 Yrs.
Fixed @ 7% per annum
for 1-5 years
Fixed @ 9% per annum for
next 5 years
Tier IHousing units / apartments of up to 125 SY (up to 05 Marla) with covered area of up to 850 SF and priced (market value) at maximum of Rs. 3.50 Mn (built under NAPHDA projects).
Tier IIHousing units / apartments of up to 125 SY (05 Marla) with covered area of up to 850 SF and priced (market value) at maximum of Rs. 3.50 Mn.
Tier IIIHousing units of more than 125 SY up to 250 SY (10 Marla) or apartments with covered area from more than 850 SF to 1100 SF and priced (market value) at maximum of Rs. 6.00 Mn.